If you are getting the following Error: ‘Your payment method was declined. Please enter valid payment method information.’

I contacted Apple iTunes Support on their Support page; here is the answer I received from them.
Short Answer & Quick Solution: If your debit or credit card doesn’t work with the iTunes Store, use iTunes or App Store Gift Cards to make purchases online with iTunes and App Store to bypass credit card errors. (This is only if iTunes and App Store Gift Cards are available in your country.)
Welcome to iTunes Store Customer Support.
I’m sorry you have been getting an error message saying, “Your credit card was declined” when trying to update your debit card. I know how eager you are to update your credit card, and I am happy to assist you.
The iTunes Store has been unable to verify authorization from your financial institution. There are several possible reasons for this:
- Your financial institution’s servers have been busy. Consider trying again at another time.
- Your card is in trouble. Consider using a different card or contacting your financial institution to inform them of the problem.
- Your billing name or address does not match the address listed on your credit card statement. Any punctuation, abbreviation, or capitalization discrepancy can cause errors, which might prevent you from purchasing from the iTunes Store. If you moved or your zip code changed recently, ask your financial institution to ensure their records are up to date and match exactly what you are entering as your billing information. For more information, visit:
iTunes Store: My credit card’s security code or zip code does not match my bank’s records
http://support.apple.com/kb/TS1646
Please follow these steps to confirm or update your account information:
- Go to Apple’s My Info page: http://appleid.apple.com
- Choose your country and preferred language from the pop-up menus.
- Enter your iTunes Store account name and password, then click Log In (or Continue).
- On the My Info Welcome page, click Address Book on the left. You can confirm or edit your information there.
- Click Phone Numbers on the left. Please ensure the area codes and phone numbers are correctly entered in their respective fields.
- Click Save Changes.
Try placing an order on the iTunes Store. If the iTunes Store still cannot obtain authorization for your card, you won’t be able to make purchases with that particular card. You can use a different card or any other payment method in your country.
iTunes Gift Cards are another option. They are available in several denominations at various retailers in your area. They are also available at any Apple Store location, including the Apple Store online:
Apple Store locations
http://www.apple.com/retail
Apple Store online
http://store.apple.com
Sincerely,
iTunes Store Customer Support
http://www.apple.com/support/itunes/ww
So, use ‘iTunes Gift Cards’ to purchase from the iTunes Store.
Hope it helps,
Thanks & Regards
Mandar Apte
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